Cards (MP) Whether or not you’re a frequent traveler, choosing the best travel credit cards available can help you save money. What you should know about this plastic is you get to take advantage of spectacular rewards programs. That’s right, depending on which card you choose you can get rewards, free flights, access to VIP airport lounges and nights at five-star hotels. In the competition to get customers, credit card issuing companies partner with various agencies that entice you with sign up bonuses, loyalty points, special discounts, and more.
So, when you do your research make sure to look beyond eye-catching sign-up bonuses. You’ll want to pay extra attention to rewards rates and other perks that could tip your decision. Our review highlights the most important features specific to travel credit cards and displays all important information about each card.
Travel Credit Cards Review
Here are MoneyPacers picks for the best plastic in travel cards:
Best Travel Card
The Chase Sapphire Preferred® Card is one of the top-rated cards around, if not the top! It offers one of the best sign-up bonuses in the business. You’ll earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s a great way to start off, and the annual fee is reasonable for such a high-earning card: There’s an Introductory Annual Fee of $0 the first year, then $95. Discover how to earn trip points in general at Carefulcents.com.
Best No Annual Fee Trip Card
The BankAmericard Travel Rewards® Card boasts the Taj Mahal of travel benefits — an annual fee of $0, no foreign transaction fees and it’s EMV chip-enabled. It earns 1.5 points on every $1 spent; these points can be redeemed for trips in the form of hotels, flights, rental cars and more by calling or going online and requesting a statement credit. It also comes with a sign-up bonus: 20,000 online bonus points if you make at least $1000 in purchases in the first 90 days – that can be a $200 statement credit towards purchases.
Best No Annual Fee Card
Discover it® Miles
Exclusive Double Miles Offer – At the end of your first year—Discover it doubles all the miles you’ve earned. It has no annual fee & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR on purchases for 12 months—then a variable purchase APR applies, now 10.99% – 22.99%. Discover it pays you back for your in-flight Wi-Fi fees—up to $30 a year—with an automatic statement. Plus, you get 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.
Best Hotel Credit Card
Starwood Preferred Guest® from American Express
If you want to live like Jay-Z and Beyoncé when you abroad, the Starwood Preferred Guest® Card from American Express makes a luxurious lifestyle obtainable. Its base rewards rate of 1 Starpoint per dollar spent may seem little at first glance, but you get these points at about 2.3 cents on average and 5 if you use your card right – that’s a better base rate than the famed Capital One® Venture® Rewards Card! The card comes with a generous sign-up bonus: Limited Time Offer: Earn 30,000 bonus Starpoints® after you use your new card to make $3,000 in purchases within the first 3 months. If you redeem your points for hotel stays, your point value will hit the moon and take your bonus outer space. You’ll get up to 5 Starpoints for every dollar spent at SPG hotels (1 base + 2 for elite status + 2 for having the card). You’ll be living on the moon in no time!
Best Airline Credit Card
Gold Delta Skymiles® from American Express
Gold Delta SkyMiles® Card from American Express offers consumers free flights on Delta for purchases made with their travel credit cards. MoneyPacers valued these miles at $0.65 for every $100 spent, which isn’t the best value but might make sense for a frequent Delta flyer. Additional bonuses include 30,000 bonus miles after spending $1,000 in the first 3 months, a $50 statement credit after making a Delta purchase in the first 3 months, priority boarding and the ability to check the first bag for free on Delta flights.
Check out our sponsored daily rates below:
Latest posts by Don Briscoe (see all)
- What Millennials need to know about retirement planning - May 22, 2017
- Job seekers: Don’t forget employers check your credit report - May 18, 2017
- How Your Tax Refund Can Eliminate Your Debt? - April 4, 2017