Top Financial Habits of Effective People

creating financial habits
  Personal financial management is a subject that is not taught in many schools or homes, but is something that nearly everyone has to deal with in throughout their lives. According to a recent survey of effective financial habits only 30 percent of Americans knew how to handle their money.  In Russia, 96 percent of those surveyed were financially illiterate. The best-performing countr...
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12 Principles of Investing in Growth Stocks

Value Investing Strategies for Growth Stocks
    (MP) Value Investing for growth stocks has always been the goal of the stable stock market investor. The reason is simple: It always works in terms of long-term investing. Growth companies continue to be the money-making machines that power our economic future. If your portfolio doesn't contain growth stocks that produce handsome earnings and capital appreciation in most ye...
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Retirement Savings Made Right For You

Savings Goals Made Right for Retirement
(MP) As you consider plans for your retirement savings,  it's important to review the best options available before deciding on the right solution.  Your plan should begin by taking full advantage of your 401k (including catch-up contributions if you are age 50 or over), and contributing to an IRA and other tax-advantaged investments to save even more.  Maximizing your retirement savings is th...
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Who Needs A Personal Budget?

Top 10 Steps to Creating a Personal Budget
(MP) Who needs a personal budget? Anyone who spends money. Matter-of-fact, as soon as you start spending money, it’s time to start tracking your spending and that's the principle idea behind creating and following a budget. By sticking to a monthly budget you'll have a peace of mind. With your  budget in place, you can more effectively manage your money, save for large expenses, and prepare...
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Sveti Stefan, Montenegro Travel

Sveti Stefan, Montenegro Travel
(MP) In the Balkans the most iconic images associated with Montenegro are of the tiny islet Famed for its' beauty named Sveti Stefan or St. Stefan. It's attached to the coast by a narrow isthmus, the island lies across the bay from Villa Miločer and the resort’s stand-alone Aman Spa, and together these historic sites include the Aman.  You haven't lived until you've been a guest at Aman. Ce...
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